• Fees are clear and fair

    TFP is a flat-fee financial planning practice, which means we don't sell financial products for commission, and we don't receive compensation from anyone other than our clients. Furthermore, we don’t charge “Assets Under Management” fees, which are fees based on how much money you invest with an advisor. Because there are no Assets Under Management fees, you are free to keep your investments with any custodian. This also keeps our overhead low, and we pass those savings on to our clients.

  • Focused on financial planning

    “When trillions of dollars are managed by Wall Streeters charging high fees, it will usually be the managers who reap outsized profits, not the clients. Both large and small investors should stick with low-cost index funds.”
    – Warren Buffet

    Many advisors try to create the impression that their investment strategies will outperform the competition. We don't make that claim because we firmly believe that nobody can beat the market in the long run. Our value is in helping you make good financial decisions (and avoid bad ones!) in all areas of your financial life so that you can have clear financial strategy and plan for the present and future.


  • Excited by the fiduciary standard

    Unlike many advisors or financial salespeople who are affiliated with banks, brokerages or insurance companies, TFP always operates under the fiduciary standard. This means we'll always act in your best interest. And because of our flat, fee-only business model, we have zero conflicts of interest when helping you decide how to manage your money.

  • Independent

    TFP is a standalone company not affiliated with any banks, brokerages or insurance companies. This allows us to offer comprehensive advice without restrictions or pressure to make certain recommendations to meet targets for monthly, quarterly or annual corporate profits.


    In addition to having relevant education and professional experience, Phil Tribble has earned the gold-standard financial planning industry designation: CFP® - CERTIFIED FINANCIAL PLANNER™

  • Helping Michigan Medicine Physicians

    We welcome and serve clients from many different career paths and life stages. However, TFP is uniquely qualified to assist physicians who are employed by the University of Michigan. Through years of personal and professional experience, TFP has gained insight into the challenges and opportunities faced by those professionals who have endured medical education and training and have corresponding the debt to prove it. TFP can help you make long-term financial plans due to a keen understanding of UM’s employee benefits, compensation programs, retirement plans and promotions processes.